AMC for Lenders
You will experience the difference from our first call. Reach out to Brent Jones
R3 AMC is an appraiser-owned appraisal management company headquartered in Henderson, Nevada, providing residential appraisal management to mortgage lenders nationwide. Founded in 2015 by Brent Jones, a former Fannie Mae senior analyst with over 30 years of appraisal experience, R3 AMC delivers AIR and Dodd-Frank compliant appraisals with an average five business day turnaround.
At a glance
The Service
What R3 AMC Does for Lenders
R3 AMC manages the residential appraisal process on your behalf, from the moment the order is placed to the moment the report is delivered. That covers four things:
Orders are assigned automatically to a qualified appraiser from a panel of more than 500 active appraisers, with over 20,000 in the wider database. Automated assignment is what keeps the process compliant with appraiser independence rules.
Delivery benchmarks are established from day one and enforced, with proactive status updates throughout so you are never chasing an appraisal to find out where it is.
Every report is reviewed before it reaches you, against USPAP standards and agency guidelines.
Reports are delivered complete and compliant, with an SLA commitment to never hold up a closing.
R3 AMC was founded in 2015 by practicing appraisers who set out to build an AMC they would want to work for themselves. That shapes how the company operates: fair fees to appraisers, respectful relationships, and open communication.
Who We Work With
Which Lenders We Serve
R3 AMC supports:
- Banks
- Credit unions
- Mortgage banks
- Independent mortgage brokers
- Portfolio lenders
The company also works with non-mortgage professionals nationwide, including attorneys, accountants and executors who need defensible valuations.
Coverage
Loan Types We Cover
R3 AMC handles residential appraisals across every major mortgage product.
- Conventional
- FHA
- Jumbo
- Non-QM
- USDA
- Portfolio loans
VA appraisals are not currently handled. Everything else in residential lending is covered.
Compliance
Compliance and Appraisal Independence
Appraisal independence is a federal requirement under the Dodd-Frank Act. It prohibits anyone with a financial interest in a mortgage transaction from influencing, coercing or selecting the appraiser.
- AIR-compliant processes across every assignment.
- Automated appraiser assignment, so no party to the transaction chooses the appraiser.
- Quality control reviews that assess the report without influencing the value conclusion.
- Listing Agent Engage™, which shares comparable sales data with listing agents through a compliant, automated channel rather than an informal one.
Every appraisal is reviewed against USPAP standards and against Fannie Mae, Freddie Mac and FHA guidelines. All appraisers are independent contractors, and technology tools assist the process without replacing licensed professional judgment.
Early Warning
The Heads-Up Program
The Heads-Up program is R3 AMC's early notification system. It alerts you when an appraisal is likely to come in below contract price, before the final report is delivered.
That advance warning gives you and your loan officers time to prepare the borrower and work the options, whether that is renegotiation, additional cash to close, or a Reconsideration of Value. It is the difference between managing a gap and being blindsided by one at closing.
The difference between a closing that holds and one that collapses is usually how much warning everybody had.
Appraisal gaps are a regular challenge in competitive markets where buyers bid above asking price. Heads-Up exists to give lenders time to do something about them.
Risk Cover
Val-Insure
The industry's first insured appraisal solution, built by R3 AMC to address both overvaluation inaccuracy and undervaluation caused by appraisal bias.
For a lender, that turns appraisal bias from an open-ended exposure into a covered one.
- Mandatory bias training for every appraiser on the panel.
- Compliance review of every covered appraisal for potentially discriminatory content.
- E&O insurance coverage protecting against losses arising from bias claims.
Regulatory Change
UAD 3.6 Readiness
Implementation: late 2026UAD 3.6 updates the standardised data fields and formats for appraisals submitted to Fannie Mae and Freddie Mac. It brings more structured field requirements affecting reporting, neighborhood analysis and comparable selection.
R3 AMC is a preferred beta tester for UAD 3.6 and is taking the lead in training both lenders and appraisers on the change.
If your current AMC has not raised UAD 3.6 with you yet, that is worth knowing before the deadline rather than after it.
Turnaround and Service Levels
Turnaround varies with property type, location and market conditions. Delivery benchmarks are set at the start of the relationship and enforced from there.
order to delivery
on panel
the database
this year
SLA commitment: never hold up a closing.
Account Management
A Named Account Team, Not a Rotating Queue
One of the most common frustrations lenders bring to R3 AMC is shifting contacts inside their previous AMC. Every call starts from the beginning, and nobody owns the problem.
R3 AMC uses a dedicated account-management approach, so you deal with people who know your files, your overlays and your closing calendar.
Frequently Asked Questions
Choosing an appraisal management company means comparing more than price. Use these questions to assess coverage, appraisal quality, delivery expectations and the support your lending team will receive.
How should mortgage lenders choose an appraisal management company?
Compare an AMC’s coverage, appraiser qualifications, quality control, communication and delivery process against your lending requirements. Confirm relevant state registrations and ask how orders, revisions and escalations are handled. Request a workflow demonstration and written service expectations before sending your first order.
R3 AMC is appraiser-owned, based in Henderson, Nevada, and serves lenders across all 50 states. Use the questions below to assess whether its approach fits your team.
What should lenders compare beyond the appraisal fee?
Request a written fee schedule and ask about charges for complex properties, rush requests, cancellations and revisions. Compare the scope of review, geographic availability, communication and escalation support alongside the quoted fee. Ask R3 AMC to explain the fees and requirements for your assignment before placing an order.
Can R3 AMC support our lending footprint and loan products?
R3 AMC provides residential appraisal management across all 50 states. Its published loan coverage includes conventional, FHA, jumbo, non-QM, USDA and portfolio loans; it does not currently handle VA appraisals. Confirm availability, property requirements and local appraiser capacity for the markets you plan to serve.
How does R3 AMC review appraisal quality?
R3 AMC reviews appraisal reports before delivery and combines experienced appraisal professionals with technology-supported quality control, including ValueTest.ai research tools. Ask how your lender requirements, revision requests and quality concerns will be handled. Technology supports review and does not replace licensed professional judgment.
What turnaround commitments should we agree before ordering?
Agree on expected delivery dates, status updates and an escalation contact before the first assignment. Ask how property complexity, location, access and market conditions may affect timing, and how delays will be communicated. R3 AMC establishes delivery benchmarks during onboarding. Turnaround expectations are not a guarantee that every loan will close on schedule.
How does R3 AMC support appraisal independence?
R3 AMC uses AIR-compliant processes and automated appraiser assignment. Its quality control reviews assess the report without directing the value conclusion. When comparing providers, ask how appraisers are assigned, how communications are documented and how requests for corrections or reconsideration are routed.
Who handles status updates and escalations?
R3 AMC uses a dedicated account-management approach. Before onboarding, agree on your main contact, backup contact, update expectations and escalation route for time-sensitive files. This gives your lending team a clear point of contact for questions about an order or report.
How can a lender switch to R3 AMC?
Start with a conversation about your lending footprint, loan products, property types, current workflow and service concerns. Discuss fee schedules, ordering requirements, account contacts and delivery benchmarks before moving new orders. Ask for a demonstration of the technology and agree on how the first assignments will be reviewed. Call (702) 658-1191 or contact R3 AMC to discuss onboarding.
How are Reconsiderations of Value handled?
R3 AMC supports the Reconsideration of Value process while maintaining appraisal independence. Ask the team which information is needed, how supporting material should be submitted, who coordinates the request and how progress will be communicated. A reconsideration request does not guarantee a change in the appraised value.
What makes R3 AMC an option for lenders comparing AMCs?
Founded in 2015 by practicing appraisers, R3 AMC combines nationwide appraisal coordination, a dedicated account-management approach and technology-supported review. Lenders can also ask about Listing Agent Engage™ and ValueTest.ai during a demonstration. Compare these services with your own coverage, workflow and communication requirements.
Explore all appraisal services, read more frequently asked questions, or discuss your lender requirements with R3 AMC.
Next Steps
How to Get Started
Reach R3 AMC on (702) 658-1191 or at orders@r3amc.com, or submit the form on the contact page.
Ask to see ValueTest.ai and Listing Agent Engage™. Both are proprietary and neither is something you will see elsewhere.
Delivery benchmarks are set with you at the start, so expectations are agreed before the first order rather than negotiated after a missed one.
Contact Details
Phone
702-658-1191
orders@r3amc.com
Location
9053 S Pecos Rd, Suite 2910, Henderson, NV 89074
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