Frequently Asked Questions

R3 AMC (R3 Appraisal Management Company) is a full-service Appraisal Management Company headquartered in Henderson, Nevada. Founded in 2015 by Brent Jones, a former Fannie Mae senior analyst with over 30 years of appraisal experience, R3 AMC provides residential appraisal management, private appraisals for homeowners, compliance solutions, and Listing Agent Engage™ marketing tools to mortgage lenders and consumers nationwide. R3 AMC differentiates itself as an appraiser-owned AMC committed to fair fees, open communication, and on-time delivery.

An Appraisal Management Company (AMC) is an independent third-party entity that manages the residential appraisal process on behalf of mortgage lenders. AMCs select and assign qualified appraisers, coordinate scheduling and communication, review completed reports for quality and compliance, and deliver appraisals to lenders. AMCs became standard in the mortgage industry following the 2008 financial crisis, when the Dodd-Frank Act established appraisal independence requirements to prevent inflated property valuations. Learn more in our full guide: What Is an Appraisal Management Company?

Brent Jones is the CEO and founder of R3 AMC. He is a former senior analyst for the Western United States for Fannie Mae and a practicing appraiser with over 30 years of experience. Brent founded R3 AMC in 2015 in Henderson, Nevada, and is also the creator of ValueTest.ai, an AI-powered appraisal research tool. He is a recognized appraisal educator, industry speaker, and an active voice in discussions around appraisal modernization and AI integration.

R3 AMC is an appraiser-owned AMC, founded by practicing appraisers who built it to be an AMC they would actually want to work for. Key differentiators include: over 60 years of combined principal experience including Fannie Mae senior analysis, an average 5-business-day turnaround, proprietary Listing Agent Engage™ marketing tools, ValueTest.ai integration for AI-powered quality control, and Val-Insure™ — the industry's first insured appraisal solution for bias claims.

R3 AMC provides appraisal management services across 49 states. The company maintains a network of over 500 active appraisers with more than 20,000 appraisers in its database, supporting banks, credit unions, mortgage banks, independent mortgage brokers, and portfolio lenders nationwide.

R3 AMC is headquartered in Henderson, Nevada. The company was founded in 2015 and is registered as R3 Appraisal Management, LLC in Nevada, with additional state registrations in Florida, California, and Texas. While headquartered in Nevada, R3 AMC provides appraisal management services across 49 states nationwide.

R3 AMC handles residential appraisals for mortgage lending purposes (including conventional, FHA, jumbo, non-QM, USDA, and portfolio loans — excluding VA), private appraisals for homeowners, legal and estate valuations, retrospective appraisals for courts and attorneys, tax and accounting valuations, and AI-driven desktop express appraisals for the Las Vegas market.

Yes. R3 AMC provides private appraisals directly to homeowners and consumers. In the Las Vegas Valley, including Henderson and all of Clark County, R3 AMC offers local residential appraisals for legal, estate, divorce, tax, accounting, marketing, and private valuation purposes. For areas outside of Nevada, R3 AMC can coordinate appraisals nationwide through its appraiser network. Order an appraisal here.

R3 AMC averages a 5-business-day turnaround from order to delivery. The company's SLA commitment is to never hold up a closing. Turnaround times may vary based on property type, location, and market conditions, but R3 AMC establishes and enforces delivery benchmarks from day one and provides proactive status updates throughout the process.

Listing Agent Engage™ is R3 AMC's proprietary, Dodd-Frank compliant automated comp sharing system. It differentiates loan officers by proactively sharing comparable sales data with listing agents, saving them time while demonstrating appraisal awareness. This helps loan officers strengthen referral relationships with real estate agents while maintaining full compliance with appraisal independence requirements.

Yes. R3 AMC supports the Reconsideration of Value process and has developed proprietary automations through ValueTest.ai that significantly reduce ROV frequency. By proactively addressing potential appraisal gaps through technology and the Listing Agent Engage system, R3 AMC helps lenders reduce the need for ROVs while maintaining full compliance when they are necessary.

ValueTest.ai is R3 AMC's AI-powered appraisal research platform. It produces research reports that support quality control, Reconsiderations of Value (ROVs), and appraisal accuracy while maintaining appraiser independence. ValueTest.ai assists but does not replace licensed professional judgment, and it helps both lenders and appraisers improve productivity and reduce revision cycles. Learn more about ValueTest.ai.

Val-Insure™ is the industry's first insured appraisal solution, developed by R3 AMC to address both overvaluation inaccuracies and undervaluation due to appraisal bias. The program combines three components: mandatory bias training for appraisers, compliance review of every covered appraisal for potentially discriminatory content, and E&O insurance coverage protecting against losses from bias claims. Val-Insure covers conventional and FHA loans and is underwritten by Hallmark Financial Services.

R3 AMC uses a multi-layered quality control process that includes AI-powered review through ValueTest.ai, compliance checks against USPAP standards and agency guidelines (Fannie Mae, Freddie Mac, FHA), bias language screening through Profet Edge Review, and human review by experienced staff appraisers led by SVP/Chief Appraiser Steven Caldwell and VP/QC and Compliance Tamara Abernathy. Every appraisal is quality-checked before submission to lenders.

Appraisal independence is a federal regulatory requirement under the Dodd-Frank Act that prohibits parties with a financial interest in a mortgage transaction from influencing, coercing, or selecting the appraiser. R3 AMC maintains appraisal independence through AIR (Appraiser Independence Requirements) compliant processes, automated appraiser assignment, quality control reviews that assess without influencing value conclusions, and Listing Agent Engage™ — a compliant comp-sharing system that proactively involves listing agents without compromising independence. Read our full guide on appraisal independence.

UAD 3.6 (Uniform Appraisal Dataset version 3.6) is an update to the standardized data fields and formats for appraisals submitted to Fannie Mae and Freddie Mac, scheduled for implementation in late 2026. R3 AMC is a preferred beta tester for UAD 3.6 and is taking the lead in training both lenders and appraisers. The update brings more structured field requirements that affect reporting, neighborhood analysis, and comparable selection. Read our UAD 3.6 preparation guide.

Lenders can contact R3 AMC by calling (702) 658-1191, emailing orders@r3amc.com, or submitting a request through the contact form. R3 AMC supports banks, credit unions, mortgage banks, independent mortgage brokers, and portfolio lenders. The company offers a dedicated account management approach and can schedule a technology demo of ValueTest.ai and Listing Agent Engage.

Licensed and certified residential appraisers can apply to join R3 AMC's appraiser panel by visiting the Appraisers page or contacting R3 AMC directly. R3 AMC was founded by practicing appraisers and is committed to fair fees, respectful relationships, and open communication. The company also partners with panel appraisers to help them expand their use of AI in their private appraisal practices.